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Sunday, November 15, 2015

Spend As Little As Possible Every Weekend

Take Advantage Of The "Pregame"

Drinks at the bar are way overpriced more times than not. Try spending as little as possible at the bar by getting a comfortable buzz beforehand. By drinking your own alcohol before going out, you won't need to spend nearly as much on drinks at the bar once you're out.




Know Your Surroundings

Most bars usually have some sort of deals on different days of the week. Find out which bars have deals on the night you plan on going out. $5 pitchers, $1 shots, and 50 cent beers can definitely help keep money in your pocket.




Schedule A Ride


Uber rides are great, but sometimes their prices can add up if not enough people are in the car. Instead, you can order a bus to take your group downtown for $3 or many students DD and ask $2 for a ride downtown.




Ditch The Plastic


Leave your credit/debit cards at home and bring a limited amount of cash instead. This will make sure you don't spend money you don't have by opening any outrageous bar tabs or buying drinks for friends.

Sunday, November 8, 2015

4 Simple Ways To Keep More Money In Your Pocket

1. RoverTown


This free application is the only mobile student discount program that has discounts for 100+ colleges and universities. Some ISU deals include Papa John's, Windy City Wieners, Shorty's Barber Shop, University Liquors, Los Potrillos, and Medici.



2. Learn How To Cook


You can save a lot by cooking for yourself. You and your roommates can all contribute different ingredients to make a meal for much less than it'd cost to go out to eat.



3. Ditch The Cable


Monthly cable costs definitely add up over the year. There are several substitutes that allow you to stream movies and TV shows for a fraction of cable costs. You can split the monthly costs of these cable substitutes with friends/family to reduce the price even further.




4. Utilize Coupons


Many businesses market themselves by delivering free coupons to student mailboxes. Instead of instantly throwing these away, designate a drawer for coupons. When you're feeling like spending money, look through the coupon drawer to see if there are any ways to save.
























Sunday, November 1, 2015

6 Must-Follow Money Tips For College Students

1. Create a budget


This is very important. List any monthly income and write down estimated expenses for the month.

2. Separate wants from needs


Think of how much laundry costs or how much you need to spend on gas. Eating out on a daily basis isn't necessarily a need.

3. Set up a checking account


Banks love catering to college students by offering them free checking and savings accounts. This allows students to avoid fees on withdrawals or fund transfers.

4. Use, don't abuse, credit cards


College is a great time to start building credit, which is crucial for purchasing a car or leasing an apartment. It's important to understand the difference between credit building and overextending.

5. Do your homework on loans and financial aid


Make sure to understand what the exact size of your student loan debt will be upon graduation. Come up with a plan on how to pay it back, even if it involves making sacrifices on other aspects of your life.

6. Shop smart for textbooks


Textbooks are one of the biggest college expenses, so learn how to spend as little as possible on them. Try purchasing used books or books that can be downloaded online.