Use Your Phone
Instead of stuffing your wallet with receipts, take advantage of your phone. Once you've noted what you've been spending money on for the week, you can determine if it was worth it to you or not.
Make A Master List
Either use a sheet of paper or an excel document to see every purchase you've made over the year. It's important to DATE every expense so you can see reflect on your purchases at the end of each week, month, and year. This also allows you to see an average of what you spent over a certain time period.
Take Action
If you don't like seeing what you've been spending your money on, then do something about it. Say you open a $60 bar tab every weekend (and aren't happy about it). Either simply stop making poor spending decisions...or if you have no self-control, force yourself to stop. Leave your credit/debit card at home and bring out $15-$20 cash with you each night.
Hey
ReplyDeleteThis comment has been removed by the author.
DeleteKory was here
ReplyDelete